General disclaimer for floriqenstia.com

Important notice:

Financial planning decisions carry inherent risks and require careful evaluation.

All content is for informational purposes only and does not constitute personal financial advice.

Learn more about our service policies and the limitations of information on this website. While we strive for accuracy, details are subject to change and individual circumstances must be assessed independently.

General notice

The materials presented on floriqenstia.com are provided without warranties or representations. Information is shared as general guidance. Before making major decisions, consult with a licensed Australian financial advisor who understands your unique situation.

Limitation of liability

floriqenstia.com is not liable for any direct or indirect losses resulting from use of this information.

  • No responsibility is taken for actions resulting from site use without personal consultation.
  • No liability for interrupted access or service delays due to maintenance or external events.
  • Information may be updated or removed without prior notice, affecting content accuracy.
  • floriqenstia.com is not responsible for third-party resources accessed through external links.

Accuracy of site information

Materials are provided as-is. We aim for reliability, but changes may occur, and there can be no guarantee that data remains current or tailored to every reader.

Users should independently verify content relevance to their circumstances.

No personal advice

Information here is general and should not replace advice from a registered Australian financial planner. Results may vary.

External resources

Links provided are for convenience. We do not endorse, operate, or guarantee third-party content. Use external resources at your own discretion.

No guarantee of specific results

Individual experiences differ, and outcomes from planning consultations cannot be assured. Past performance doesn't guarantee future results.

Results may vary between individuals

Outcomes depend on unique situations and should not be considered representative for all subscribers.

Financial service terms and risks

Financial planning carries the potential for gains as well as losses, subject to changing regulations and market conditions.

  • Performance measures and figures are historical and presented for illustration only.
  • Planning does not remove market or regulatory risk; fees are not refundable.
  • No assurance is provided for specific objectives being met by following general information here.

Governing law and regulations

floriqenstia.com operates within Australian legal frameworks and guidelines.

All content complies with applicable Australian rules. Individuals outside Australia should consult local legal guidance.

Australian law governs all interactions with this website and service.

Consumers should be aware of their own jurisdiction’s requirements.

Indemnification

By using this site, you agree to hold floriqenstia.com harmless from claims related to your use or understanding of presented content.

Severability

If a provision becomes unenforceable, all other terms will remain valid and enforceable to the maximum extent allowed by law.

Policy updates

floriqenstia.com reserves the right to amend this disclaimer as needed. Please review this section periodically for the latest terms.

Contact information

For questions about this disclaimer or policies, please get in touch with our team.

Contact email: content@floriqenstia.com

Phone number: +61742187763

Office address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Disclaimer effective date: September 22, 2025

Last updated: September 22, 2025