Terms and conditions for floriqenstia.com services

Learn more about service terms, obligations, and important legal information for all subscription users. Use of our site constitutes acceptance of these terms.

September 29, 2025

Acceptance of terms

Accessing this site, subscribing, or using services indicates your understanding and acceptance of our terms and all incorporated policies. Updates apply upon posting.

Definitions

The following definitions clarify key terms used throughout these terms and conditions.

‘Service’ means any planning, consultation, or advice provided via subscription through floriqenstia.com.

‘Subscriber’ refers to the individual or entity holding a paid subscription with us.

‘Advisor’ means the qualified professional engaged to consult, review, or adjust a subscriber’s plan.

‘Content’ refers to all information, text, and materials presented on this website.

Service usage and limitations

Subscription plans grant access to ongoing advisory and planning within described scope. floriqenstia.com does not guarantee outcomes or offer refunds. Results may vary.

Eligibility

Subscriptions are available to individuals or businesses legally permitted to engage in Australian financial planning services.

You must provide accurate and current information.

User responsibilities

To use service, users must meet these responsibilities:

Ensure all account and contact information is complete and accurate at all times.
Use services solely for personal or internal business purposes.
Comply with all applicable Australian regulations and standards.
Notify us of changes that affect your service or subscription.

Prohibited uses

The following uses are not permitted:

Unlawful, fraudulent, or misleading activity using our website or information.
Sharing, selling, or distributing subscription access or content to third parties.
Tampering with site operation or attempting to compromise system security.
Copying, modifying, or extracting content for commercial gain.
Deliberate circumvention of regional, national, or international compliance rules.

Intellectual property

All materials on floriqenstia.com are the intellectual property of their respective owners and protected under Australian copyright law. Reproduction, distribution, or modification is prohibited without explicit consent.

User content

Any information posted or submitted by subscribers remains theirs, but may be used as needed to provide services.

User content rights and license

By submitting content, you grant floriqenstia.com a license to use it for fulfilling your service or technical requirements.

Privacy policy and use of data

Your privacy is protected according to our Privacy Policy. We adhere to strict confidentiality and security requirements across all operations.

View privacy policy

Disclaimer and limitations

Legal limitations apply to all use of this site and our services.

Caution and legal notice

Information is provided as general reference. Consult a qualified Australian advisor before taking significant action. Past performance doesn't guarantee future results.

Limitation of liability and risk

floriqenstia.com is not liable for lost profits, indirect damages, or content misuse. Subscription fees are not refundable.

Indemnification

By using this site or service, you agree to defend and indemnify floriqenstia.com from third-party claims related to your use.

Dispute resolution and jurisdiction

If a dispute arises, we encourage informal resolution first. Legal proceedings are governed by Australian law.

Arbitration

Unless prohibited, unresolved disputes may be settled by arbitration in accordance with Australian procedure.

This process does not affect other consumer protection rights under law.

Online dispute resolution resources

For alternative avenues, consumers may use certified online dispute resolution (ODR) services.

Contact us for dispute guidance

Severability

If a term is found unlawful or unenforceable, other terms remain effective and enforceable.

Entire agreement

These terms represent the complete agreement between you and floriqenstia.com for all services.

Applicable law and venue

All agreements and disputes are governed by the laws of Australia and relevant authorities.

Termination

Accounts may be suspended or cancelled for violation of terms or non-payment. Outstanding fees remain due.

Terms modifications

floriqenstia.com may update these terms at any time. Continued use indicates acceptance of any changes.

Contact for terms and service

Questions regarding these terms? Please contact our support team for more information.

Contact email: content@floriqenstia.com

Phone number: +61742187763

Office address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Effective date of terms: September 29, 2025

Version: 3.5